Oak Funding Mortgage Services

We Want to be Your Mortgage Consultant.

We at Oak Funding, L.L.C. know how stressful you feel when buying or refinancing a home. That's why we offer a variety of loan programs to fit your needs, quickly and painlessly. Our programs are tailored to your individual needs and circumstances.

Conventional Loans
FHA/VA
Jumbo Loans
Loans Fixed Rate and Arm Products
First Time Homebuyer Programs
No income verification; "True-no-Doc"
Pre-Approval Commitments
"Less than perfect credit" programs
Competitive Rates

Complete the following so we can assist you further:

Personalized Mortgage Consulting Service

Financing and acquiring real estate should be thought of as an integral part of your overall personal financial plan.

Selecting an appropriate mortgage program can save you thousands of dollars every year and no single loan program is best for everyone. We are dedicated to providing you with the information and technology you need to make an informed mortgage decision.

This advisory service is far more than a very competitive rate and point quote. We have developed analytical systems to evaluate your mortgage needs to assist you in determining the best mortgage for your individual needs based on qualifications, mortgage retention time, initial cost, cash flow, risk tax's and the overall total-cost of the mortgage.

To assist us in helping you select the most appropriate and cost effective mortgage plan for your individual needs, please complete the questionnaire below:

1.	What is your age?
	What is your spouse's age?
2.	How many years do you think you will retain this mortgage or own this home? (The average person nationwide retains a mortgage for 7 years, in Illinois the average is 5 years.)
3.	Is one of your goals to move up to a larger home within the next 5-7 years?	Yes No
4.	What is the approximate value of your investment assets including bank accounts, mutual funds, CD's and securities?	$
5.	Will you have 6 months of cash reserves or liquid assets after closing?	Yes No
6.	Are you contributing to a retirement account?	Yes No
7.	Did you earn more than 12% on your current investments last year?	Yes No
8.	How many homes have you purchased?
9.	Are you interested in buying real estate for investment purposes?	Yes No
10.	How much do you currently owe in personal debt including credit card, auto loans, and other personal loans?	$
	What are total monthly payments?	$
11.	Do you plan any major purchases in the next 12 months?	Yes No
12.	Would you like us to refer you to a financial planner or CPA for investment and tax advice?	Yes No
13.	Would you like us to refer you to an experienced local Realtor?	Yes No
14.	Do you have life insurance?	Yes No
15.	How often would you like us to update you through-out the processing of your loan?
16.	Would you like us to check your credit report?	Yes No
	If yes, what is your Social Security Number?
17.	What type of mortgage are you currently considering?

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An Illinois Residential Mortgage Licensee

Oak Funding, L.L.C. is an Equal Housing Opportunity Lender.